What car do you drive and what do you pay per month?

[Unkle Krusty]

Most of the time I ride a motorcycle. My winter wheels are a 007 Chev V6 pickup. My summer camping vehicle is a 77 Dodge B200 camper van. Everything, including my new house is paid for. But my rainy day fund has recently gone down a lot.

 

[DeltaV]

View attachment 1848076

Photo Courtesy of the New Zealand Road Safety Photographic Society.

 

[YY1]

I want to know what 'fizzy windows are.

 

[moparedtn]

*knock wood* We have no car payments....
2012 Charger R/T w/105k miles, been perfect
2004 Ram SLT hemi 4x4, 175k miles, great truck
1968 Plymouth Fred (GTX) - aka "money pit"

 

[Mackman]

As I've said very often... a sign that you are old... is when the cost of a car and/or car payment is more than what you paid for your first home. In some cases here, it's double and triple for me.

My first mortgage was $253 a month for 25 years on a new home. First car payment was $98 on a used car.

 

[Don selleck]

21 titan "0" traded for lake property, and put the rest of the $ in the AAR. used to buy a new truck about every 6 years, now there reaching 70k for a nice one, sticking with the rice burner.

 

[YY1]

My "truck" is my 2000 Dakota R/T ext cab.

It does everything I need a truck to do. (...and I use it like a "truck")

...and it's been paid off for 20 years.

I have no need for a $75,000 plus "new" truck.

My plan is to keep buying 2-3 year old good MPG SUV vehicles (or cars, small trucks etc) as the need arises for daily drivers.

2015 Renegade just turned 113,000 miles. It doesn't owe me anything at this point, and has been basically maintenance free.
From now on, what I get from it is A- free and B- a bonus.

 

[moparwacko]

No payments here:
2022 Longhorn - wife's- 35Kmi
2011 2500 Cummins- bought new now 72Kmi
2013 Wrangler- our everyday beater - 66K

We save $$ in a " new car" fund so when the time is right we get a new or semi new truck. So I guess technically I pay myself a monthly payment.

 

[DeltaV]

No payments here:
2020 Charger R/T (first new car since 1990).
1979 Chrysler 300 (first new car I ever bought; I still have it).

 

[YY1]

No payments here:
2022 Longhorn - wife's- 35Kmi
2011 2500 Cummins- bought new now 72Kmi
2013 Wrangler- our everyday beater - 66K

We save $$ in a " new car" fund so when the time is right we get a new or semi new truck. So I guess technically I pay myself a monthly payment.

Nice.

We like to say we are "quasi-self insured" and keep what we don't pay in full coverage insurance, car payments, house payments, credit card interest, etc, in a similar fund to use for emergencies, major repairs and renovation, car purchases, etc.

Much better for us to have and control that pile of money.

 

[Triplegreen500]

Zero$ in payments.

My last payment was my 14 Grand Cherokee diesel. 0.9%, it was like $600 a month. Did the math and their money was cheaper than cash, so I took the loan. Keeping the money in the bank, it was earning more than 0.9%...

It's still my "grown-up" car...depending on weather I'll drive it, or my Wrangler (whose top is hanging in the garage from a hoist for the summer)...or a motorcycle if I want to save $ on gas.

 

[DeltaV]

New stuff costs a bunch. New vehicle loan interest rates are absurd. Depreciation on a new vehicle is horrible (as always).

Examples:

• A 2022 Ram 1500 has depreciated $13,017 or 40% in the last 3 years.
  
  
• A 2023 Ram 2500 has depreciated $15,349 or 29% in the last 2 years.
  
  
• A 2022 Ram 3500 has depreciated $15,100 or 29% in the last 3 years.

***
No, No, and No.

 

[Unkle Krusty]

View attachment 1848076

Photo Courtesy of the New Zealand Road Safety Photographic Society.

And air conditioning. Only vehicle in NZ with air conditioning.
Wasn’t that long ago they did not have heaters, or radios.
Next thing they will be running on radial tyres.

 

[kiwigtx]

They are bringing Hiaces into the US now. I’d love to have one but they’re all right hand drive.

I watched with amusement a couple of weeks back - an episode of Diesel Brothers (obviously a rerun) where the guys bought a Mitsubishi Delica, and it caught fire on the freeway only 10 minutes or so after driving it away from the seller (or so the production editing would have you believe) ..... hilarious as they kept showing the fire. It's like they purposely let the thing burn without even trying to put out the flames.

 

[kiwigtx]

And air conditioning. Only vehicle in NZ with air conditioning.
Wasn’t that long ago they did not have heaters, or radios.
Next thing they will be running on radial tyres.

Got to have A/C in Auckland..... automatic so I can eat my pie while driving.

 

[kiwigtx]

Got to have A/C in Auckland..... automatic so I can eat my pie while driving.

...or as an Austrian Technician from SkiData told me about 25 years ago.... a Mystery Pack.

"Vy do they hide the meat inside ze pastry?"