If you look at her IMDB, she hasn't gotten tons of acting jobs in recent years. Actresses don't get paid much to begin with. Cate Blanchett played Galadriel in Lord of the Rings for free. Rumor has it, actresses actually make the money they need to maintain that luxury lifestyle by prostituting themselves on the yachting circuit. Valerie is too old for that. I wouldn't be surprised if she did it when she was young. I bet 90% of them did it when they were hot, and that is the real reason why there's so much nudity in film, music videos (they're practically strip shows now), fashion shows where the models don't have clothes on - they're advertising the goods.
Just checked to see if she has a husband - nope. Divorced hubby #2 in 2022. 3 years later, alimony payments ending?
I wouldn't be surprised if she can't afford the luxury lifestyle anymore, and is in the early stages of dementia on top of that.