Does a person with a perfect credit rating exist??

[RR Fan Dan]

I could give a flying duck (misspelling) about a few bucks cash back or points.

It’s not just a few bucks. If you put all your yearly expenses on the right credit cards you are talking more like thousands of bucks. Why not make money off the banks instead of the banks making money off of you. It’s not hard to make the switch. Plus it’s rather convenient for paying bills. Set up everything on auto pay and pay the credit card bill each month and watch your points add up. I’m constantly give my wife and daughter $100 gas gift cards that cash in for points. That’s mostly what I get with my points is BP gas station gift cards. But you can get gift cards for everything you can possibly imagine. Restaurants, grocery stores, gas stations, retail stores, it’s endless. If you are responsible with your credit and pay your cards every month why wouldn’t you take the money from the bank. It’s like playing monopoly and drawing the bank error in your favor card.

 

[sawdoff]

Exactly. Why not make a couple thousands per year for spending what you would anyway.

 

[33 IMP]

Exactly. Why not make a couple thousands per year for spending what you would anyway.

It’s not just a few bucks. If you put all your yearly expenses on the right credit cards you are talking more like thousands of bucks. Why not make money off the banks instead of the banks making money off of you. It’s not hard to make the switch. Plus it’s rather convenient for paying bills. Set up everything on auto pay and pay the credit card bill each month and watch your points add up. I’m constantly give my wife and daughter $100 gas gift cards that cash in for points. That’s mostly what I get with my points is BP gas station gift cards. But you can get gift cards for everything you can possibly imagine. Restaurants, grocery stores, gas stations, retail stores, it’s endless. If you are responsible with your credit and pay your cards every month why wouldn’t you take the money from the bank. It’s like playing monopoly and drawing the bank error in your favor card.

Exactly. Why not make a couple thousands per year for spending what you would anyway.

If I did all that my cash back and points would be in the tens...... of dollars.
It's not worth my effort.
I have one card that pays no points, and no cash back, and I'm fine with that. .

 

[RR Fan Dan]

If I did all that my cash back and points would be in the tens...... of dollars.
It's not worth my effort.

I’d like to have your mandatory bills. You must pay next to nothing on insurance electricity and property taxes. Let alone groceries.