I played this out back in 1976. I was fortunate to graduate from college with no debt (had a 75% tuition discount with dad's job at Penn State, and I lived at home, and worked while in school.) Got a job after graduation working as a writer for a medical newspaper group. Paid $8500 per year, and quickly realized I'd never be able to afford a GTX on that pay. Saved my money for a year, then quit and went to truck driver school.