I own everything outright
& I don't have or want any monthly payments
If I can't afford to pay cash for it
I won't buy it, it's worked well for me...
In my business, I did do a few leases for multiple trucks...
I'm still torn on whether it was the best deal or not...
My CPA thought it was...
I almost bought a new 2021 TRX, pretty well loaded
21 options of like 35 (?) available
the one I actually wanted was like $90k,
I wasn't going to pay anywhere near that
it was going to be a 'dealer trade'
(at fleet/employee rate like $72k, before all the bs fees)
between a couple of dealership owners/friends,
I know well...
(I used to do a lot of facility management work for both of them)
But;
the yearly registration & insurance was a 'huge turn off'
even me paying cash for the truck
So we didn't follow thru
no great loss, I wanted it, not needing it
was sort of an impulse buy
I still want one, but not for all the extra costs of owning one
my 99 Dakota 4x4 SLT 5.2ltr Magnum
only has 60k miles, a few bolt on performance stuff
tuner, airbox, swirl spacer, 4" stainless intake tube & gauze filter
Flowmaster Delta 50 3" cat-back system, all really woke it up
32"x11.5" M/S tires (like 40k miles ago, still have 10-20k left)
& is in near perfect condition
I just did new shocks, new brakes/drilled slotted rotors
& good pads on the front
the rear brakes are nowhere near needing replacement
& it fits in my lil' attached 20'x20' garage with the RR too
I haven't had any real issues, just reg. maintenance
just a couple of sensors, 1) ABS brake on the diff.
& 1) speed sensor on the trans
(I love that lil' truck, serves its purpose very well)
I also have a 02 F350 4x4 Dually 7.3ltr Powerstroke/5 speed
with about 150k mile on it now, for a tow rig
lots of towing/hwy & around town miles
with a few minor mods, turner & exhaust system
both really woke it up
it's also in really good condition
(my dad drives it like a damn daily driver & uses it for my RV too)
the 2 trucks combined
wouldn't be the yearly Insurance & reg. cost
of just the 1 TRX
I guess I'll be slumming it until we get new leadership
& stuff goes back to a more normal reality
I may get a demo or used version if a great deal comes up
my buddies keep me in the loop