July will be the beginning of the 5th year I'm in business.
I can still work, but a lot of my clients aren't seeing patients, so my income has taken a big hit.
I finally got information today about various SBA opportunities, after emailing the local office March 12th.
Watching a webinar tomorrow at 9am and a different one at 2pm. Bank rep being trained Thursday, so between tomorrow and Friday I should have a clear idea of what the SBA is offering.
I'm hoping to get enough $$ to carry me to the other side of the shutdown, and I'd like to be able to pay off all of my various credit cards and business loans, and only have the SBA loan to pay off. Up to 10 year terms at 4% beats the **** out of the combined debt I have now, and getting out from under that, as well as enough $$ to carry me a couple of months and I'm golden. The $$ for bills is a must, but consolidating all of my business debt into a 10yr, 4% loan would lift the weight from my shoulders, and THAT would be like the first breath of cool, crisp fall air on a blue sky day, after a hot, humid, dismal summer.