Insurance for a real weekend classic driver ?

General Mopar Tech Discussions

  1. MCODECUDA

    MCODECUDA Well-Known Member

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    I have Hagerty. I stopped using Grundy after they couldn’t figure out how to remove a Mustang off of my policy even though I sent them a notification when I sold it. This was two years after I sold the car plus i didn’t list it in any of my renewals. Long story short they had to issue me a new policy and then the state came after me claiming I was driving my cars without insurance. FYI, it took me a year from start to finish to get the Mustang removed from Grundy’s system and that was 3 years from when they were officially notified that I no longer owned that car. And Grundy is owned by Philadelphia Insurance.
     
  2. 70sixpkrt

    70sixpkrt Well-Known Member

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    I have the application for Hagerty but got a question. It ask if I had any claims in the last 3 years. I put in a claim under Comprehensive because someone idiot damaged my car and did not have insurance. It was not Collision. So what will Hagerty do? Deny my application?
     
  3. 69a100

    69a100 Well-Known Member

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    Sounds like the same shit Dennis went through in CA. His wasn't a collector car either.
     
  4. WileERobby

    WileERobby Well-Known Member

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    First thing I'd do is, get rid of Allstate. They handle claims out of India, while laying off thousands of Americans. Just as bad is Progressive. Two companies I wouldn't give a nickel to.
     
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    • 33 IMP

      33 IMP Well-Known Member

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      I vowed i would never give a nickel to geico decades ago, when i found out that they donated radar equipment to the california hwy patrol, so they could issue more speeding tickets, and geico could raise rates.

      Still never have, never will.
       
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      • 69a100

        69a100 Well-Known Member

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        That's only if you live there, what about the other 49 states?
         
      • MOPOWER871

        MOPOWER871 FBBO Gold Member FBBO Gold Member

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        Grundy all day some jackass ran into the rear tail light of my 67 GTX. They where great. sympathetic...no hassle,they told me don't talk to the other guys insurance comp.we will take care of it, even went after the douche nozzle to get my deductible back.had it towed one time bill as was covered 100% GRUNDY ;-)
         
      • 33 IMP

        33 IMP Well-Known Member

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        Im not sure i understand the question. At the time, i lived in california, and i decided i hated geico. Whether or not they donated to other states, i didnt know or care. Still dont.
        Still not gonna give geico a nickel.
        Edit: at the time, i think ca.hwy patrol was prohibited from using radar, it was an attempt by geico to force a policy change.
         
      • 64BEL

        64BEL Well-Known Member

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        I doubt it - especially under the circumstances. I find them to be very easy to deal with.
         
      • funknut

        funknut Well-Known Member

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        Hagerty asks several questions about modifications that other companies don't, and will raise your rates accordingly. One of the questions was 'have you added 50HP or more' or something like that. Added $200/yr to the quote.
         
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        • gtx6970

          gtx6970 Well-Known Member

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          Same here. I drive my car a lot. Not every day mind you but we are out in it just about 2 or 3 times a week , every week. Ive put almost 1600 miles in it and have only had it since early Oct of 2020

          Actually driving it to Phoenix Az this Saturday for a mopar only show and shine
           
        • Bb70charger500

          Bb70charger500 FBBO Gold Member FBBO Gold Member

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          Hagerty was great! I had it on my 07 superbee yes it's not old but it's a collector I was aloud to drive it 5000 a year . Had $25000 coverage on it and sadly totaled it out they towed it home. they sent there adjuster asap he agreed totalled they wrote me a check and said we will sell car back to you for $1100 so yeah I bought it for the motor guy came by bout car for $5500 that weekend he fixed it back up nice !
          Only thing that took awhile was getting the salvage title but when I get something else I'm definitely using hagerty again
           
        • jmk77379

          jmk77379 Well-Known Member

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          Just switched from Hagerty to Grundy. Rates for 3 cars went up hundreds with no claims, no explanation and they wouldn’t match Grundy. Same coverage for hundreds less. Bye.
           
        • rustytoolss

          rustytoolss Well-Known Member

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          How long had you had Hagerty before they did this ?
           
        • dadsbee

          dadsbee FBBO Gold Member FBBO Gold Member

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          Weird, my coverage premium actually went down on my last renewal in May and I added the Dart for full agreed value ($55K) coverage for a measely $198 Canuck/year !
           
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          • RebelRider

            RebelRider Well-Known Member

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            A lady with no insurance hit my corvette a few years back. Grundy didn’t give me any grief and don’t even ask where I was going. I now have my Ws6 with them and am quite happy. The only issue I have with them is they won’t insure my 93’ Dodge W250. Not because of its condition or year, but because I carry things in the bed. Weird......
             
          • funknut

            funknut Well-Known Member

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            Hagerty quote was $675, Condon Skelly was $411, both with $45k declared value.
             
          • jmk77379

            jmk77379 Well-Known Member

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            6 years...
             
          • rustytoolss

            rustytoolss Well-Known Member

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            I'd leave them also
             
          • Sinitro

            Sinitro New Member

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            Keep in mind...
            Hagerty is just a broker, the actual insurance is outsourced...
            But I do agree, my experience with Hagerty has been positive..

            Just my $0.02..
             
            Last edited: Mar 6, 2021
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