End of August for me. Already started moving tools to my buddies shop!
I worked my last Friday ever
- Thread starter Black_Sheep
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It felt great to know that I didn't have to 'go to work' anymore when I retired!!!
Ray70Chrg
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Congratulations! nothing beats retirement. 6 saturdays and a sunday. Come sept. I will be retired 23 years. Loved every day.
1KoolBee
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lol , well I’ve retired once already too, im shooting to make it for good this time!
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My X always found something for me to do whenever I started working on something for me! Glad she left me in 2017!!Congrats I guess, I dont think I could do it. I would go crazy sitting home. I have a friend who is retired and doesnt even know what day it is. And your wife will find plenty of work for you if you bother her enough.
My X left me over 8 years ago and even though 'all' she wanted was the money, I'm still doing ok. The best part is that I'm still way too busy and happier than ever!
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19 years for me.....one of the best things I've ever done.
Congrats on reaching a milestone without 6 people carrying you home........ LOL . I never took a class in high school on retirement or economics, like most of us, I be self taught. LOL...... Again, Congratulation!!
Congratulations
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If you're experiencing this struggle, it means you're giving the matter some serious thought. Many people don't, and regret it later. When my primary care doctor told me to plan on longevity, I consulted my elder law attorney. She gave me the green light three years ago, and I pulled the trigger shortly after. It's turned out well.
The Rebel
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Congratulations on your retirement!
I was able to pull the trigger almost a year ago after going over my finances and getting a part time job as a flower delivery driver.
My biggest adjustment is all the free time l now have and looking for things to do after doing the daily grind as long as I can remember.
I was able to pull the trigger almost a year ago after going over my finances and getting a part time job as a flower delivery driver.
My biggest adjustment is all the free time l now have and looking for things to do after doing the daily grind as long as I can remember.
I started saving for retirement the day I got married. I made a comment on economics in high school or lack of. The girls dominated Home Economics and boys dominated shop. Instead of taking the logical step of getting boys into Home Ec and girls into shop, we had a traditional gender stereotype problem. As a result we have at least two generations of adults with a disturbing inability to feed themselves, run a household, hang a curtain rod or save for retirement.
Congratulations on your retirement. For me, it has been 5 years now.
The big "hurdle" most of us face retiring is that we have had beat into our heads to build our nest egg. But how much is needed? So yeah, you put together models and plan out how much to spend per year.
But, it is still really hard to start pulling from the "nest egg". Mentally, for me, that was hard as now I'm not building it any more, but draining it instead. But no one is going to shovel money into your grave when you go, and even if they did, you won't get much enjoyment out of it.
My feelings are to retire when you can and go for making some great memories doing the things you enjoy.
The big "hurdle" most of us face retiring is that we have had beat into our heads to build our nest egg. But how much is needed? So yeah, you put together models and plan out how much to spend per year.
But, it is still really hard to start pulling from the "nest egg". Mentally, for me, that was hard as now I'm not building it any more, but draining it instead. But no one is going to shovel money into your grave when you go, and even if they did, you won't get much enjoyment out of it.
My feelings are to retire when you can and go for making some great memories doing the things you enjoy.
BSB67
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Thanks. Im very fortunate for my current health. My family’s elder history is a mixed bag. Everything from mid-70’s to late 90’s. My wife is 4 years younger than me, and long life history in her family. My fixed income may need to last for 35 years for her. When I look back 35 years, I cannot wrap my head around what 35 into the future might look like.
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The ultimate irony of my life is that the concepts I learned in law school were the driving force behind my spending the last 18 years of my career at the wheel of a tractor trailer. The stable cash flow enabled my nest egg to grow untouched until it was feasible to start drawing from it. Many paths exist to the finish line, but they often aren't clearly visible.
X2, Saving enough for the things you do or the lifestyle you live is the key, not some unrealistic dream.
BSB67
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This. And the ongoing mental barrier/spending concern that might follow that could impact retirement enjoyment itself. I.e. the fear of not having enough, verses not having enough.
I’ve read that my illness is not uncommon.
I agree.
But here is my thought: Plan respectably. No, you can't foresee the future so the spending model will be flawed. So be it.
Then enjoy the money while you have good health an vigor to make some great memories. If later in life I have to work at Walmart as a greeter, so be it. Retiring when I'm too old to enjoy it makes no sense to me.
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The biggest thing that can hurt is a spouse that decides she can do better by herself and all she wants is the money. Rathole it but better yet, buy gold and rathole that!
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