I have Hagarty as well.
Agreed value.
I’ve never had a claim, but given their track record, I have no reason to worry.
I’ll have to check my policy, but I don’t believe there are any heavy handed restrictions on driving.
If you have a show poodle, check and see if you qualify for a reduced rate because of minimal driving.
Be careful with the difference between “agreed value” and “stated value”.
I did have to guarantee the vehicle was garage kept in a locked facility and sent a walk around video and several pics